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Carding ? Dispelling Some Common Carding Myths ?


XTC | CUSTOMER SATISFACTION IS OUR PRIORITY

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jaydragoon

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d0ctrine said:
View attachment 55608
? Dispelling Some Common Carding Myths ?

I see it every fucking day - newcomers waddling into forums clutching the same recycled bullshit they found on some sketchy Telegram channel. While these poor bastards are busy chasing ghosts actual carders are laughing all the way to their crypto wallets. Time to take a sledgehammer to the myths that are probably destroying your success rate right now.

View attachment 55610


The "Clean IP" Fantasy

Youve heard it a thousand times: virgin IPs are magical talismans that guarantee approvals, and anything "dirty" gets you instantly rejected. What a load of horseshit.

While 'clean is somewhat useful it's not the holy grail Telegram dwellers make it out to be. A lot of times the dirtiest, most flagged IPs work better than your precious "clean" ones. Mobile carrier IPs and iCloud Private Relay addresses throw red flags on paper but no merchant can afford to block them without committing financial suicide.

Entropy is your best friend. Anti-fraud systems must balance catching fraudsters against blocking legitimate customers. When an IP is shared among thousands of users, the system faces an impossible choice:
  • block it and lose millions in revenue
  • or accept the noise and let some fraud slip through
Mobile data pools are digital cesspools where thousands of devices share addresses. Anti-fraud AI cant isolate you without catching countless innocent shoppers. When Apple stamps "legitimate" on Cloudflare endpoints through iCloud Private Relay, merchants must approve these transactions despite their risk scores or block millions of high-spending Apple customers.


Meanwhile those "pristine" datacenter IPs you're paying premium for? Advanced antifraud systems have already cataloged them. They stand out precisely because theyre too clean - lacking the organic patterns that legitimate connections have. And they often already have bad records on Radar and other antifraud providers anyway.

Sometimes it's better to hide in plain sight with mobile data or Relay than use overpriced "clean" proxies. The crowd provides better cover than isolation ever could.


*** Hidden text: cannot be quoted. ***

The BIN Delusion

Forums are crawling with newbies hunting for that mystical six-digit combination that supposedly bypasses all security. Some idiots actually pay for these "magic BINs" in Telegram groups, begging "Drop your working BINs!" as if some secret number sequence is their ticket to unlimited approvals.

View attachment 55614

BINs arent magical keys. They're one tiny data point in an ocean of signals. Risk models, 3DS protocols, velocity checks, device fingerprinting, and shipping patterns all carry more weight than those first six digits youre obsessing over.

View attachment 55615

Hammering the same "working" BIN is digital suicide—you're spoon-feeding the machine learning exactly what to flag next. Transaction coherence matters more than any magic number sequence.

Your device fingerprints, AVS matching, and realistic purchase patterns will get you further than the hottest BIN list ever could.


KYC Paranoia

Carders worry that doing verification selfies means some employee will save their photo and remember their face. This misunderstands how modern KYC works.

Todays KYC systems are primarily automated. Your facial image gets converted into mathematical data points. Companies never actually save your original photos/selfie videos and they only keep the mathematical representation. Human review only happens when the system flags serious inconsistencies, and even then these system typically request further documents while reviewers process hundreds of verifications daily with no way to remember individuals.

View attachment 55618

"Liveness checks" simply confirm you're physically present during verification rather than using a printed photo. Your focus should be on consistency across verification materials - matching lighting, camera angles and ensuring metadata alignment. This matters far more than worrying about someone memorizing your face.

View attachment 55617

This doesnt mean you should plaster your face across every crypto service to card $20 worth of ETH. Unless you have a twin, your likeness is yours only. So keep it safe.


The Verified Shipping Address Myth

"Banks verify your shipping address with every transaction" - this misconception has cost carders countless opportunities. Truth: For Visa Mastercard, and Discover banks only see the billing address through cards that support AVS. The shipping address is never transmitted to the issuing bank.


American Express has an AAV/AAV+ system where cardholders can register alternate addresses, but few merchants implement this outside luxury goods and travel sectors. Some older merchants might call the bank for manual verification but this rarely happens nowadays due to the sheer volume of transactions and the multiple layers separating retailers from banks. Only merchants selling ultra-premium items worth the hassle and expense still bother with this dinosaur of a security measure.


While 3DS 2.0 systems can include shipping data in risk assessment, banks don't directly approve or deny transactions based on shipping addresses alone. The real verification happens on the merchant side through antifraud rules and analysis of previous orders.

When you get messages telling you to "add your shipping address to your card on file" understand whats happening. These aren't literal instructions - theyre generic rejection messages saying "your order failed our fraud checks."


Beyond the Mythology

Fairy tales are expensive in this game. The fraud prevention system you're up against has multiple layers: network rules, issuer AI merchant security stacks, shipping intelligence and behavioral analytics. Banking on simplistic "solutions" is why amateurs rage-post instead of counting profits.

Master the entire ecosystem, test systematically and adapt constantly. When someone sells you their "100% guaranteed method," remember: if it actually worked flawlessly they'd be exploiting it silently—not hawking it to strangers for pocket change.

In this game, your bullshit detector is your most valuable asset. Sharpen your critical thinking before you sharpen your tools, and you might just survive long enough to make some real money. d0ctrine out.
Click to expand...
fire
 
D

draki420

Active Carder
Joined
17.03.24
Messages
42
Reaction score
8
Points
8
d0ctrine said:
View attachment 55608
? Dispelling Some Common Carding Myths ?

I see it every fucking day - newcomers waddling into forums clutching the same recycled bullshit they found on some sketchy Telegram channel. While these poor bastards are busy chasing ghosts actual carders are laughing all the way to their crypto wallets. Time to take a sledgehammer to the myths that are probably destroying your success rate right now.

View attachment 55610


The "Clean IP" Fantasy

Youve heard it a thousand times: virgin IPs are magical talismans that guarantee approvals, and anything "dirty" gets you instantly rejected. What a load of horseshit.

While 'clean is somewhat useful it's not the holy grail Telegram dwellers make it out to be. A lot of times the dirtiest, most flagged IPs work better than your precious "clean" ones. Mobile carrier IPs and iCloud Private Relay addresses throw red flags on paper but no merchant can afford to block them without committing financial suicide.

Entropy is your best friend. Anti-fraud systems must balance catching fraudsters against blocking legitimate customers. When an IP is shared among thousands of users, the system faces an impossible choice:
  • block it and lose millions in revenue
  • or accept the noise and let some fraud slip through
Mobile data pools are digital cesspools where thousands of devices share addresses. Anti-fraud AI cant isolate you without catching countless innocent shoppers. When Apple stamps "legitimate" on Cloudflare endpoints through iCloud Private Relay, merchants must approve these transactions despite their risk scores or block millions of high-spending Apple customers.


Meanwhile those "pristine" datacenter IPs you're paying premium for? Advanced antifraud systems have already cataloged them. They stand out precisely because theyre too clean - lacking the organic patterns that legitimate connections have. And they often already have bad records on Radar and other antifraud providers anyway.

Sometimes it's better to hide in plain sight with mobile data or Relay than use overpriced "clean" proxies. The crowd provides better cover than isolation ever could.


*** Hidden text: cannot be quoted. ***

The BIN Delusion

Forums are crawling with newbies hunting for that mystical six-digit combination that supposedly bypasses all security. Some idiots actually pay for these "magic BINs" in Telegram groups, begging "Drop your working BINs!" as if some secret number sequence is their ticket to unlimited approvals.

View attachment 55614

BINs arent magical keys. They're one tiny data point in an ocean of signals. Risk models, 3DS protocols, velocity checks, device fingerprinting, and shipping patterns all carry more weight than those first six digits youre obsessing over.

View attachment 55615

Hammering the same "working" BIN is digital suicide—you're spoon-feeding the machine learning exactly what to flag next. Transaction coherence matters more than any magic number sequence.

Your device fingerprints, AVS matching, and realistic purchase patterns will get you further than the hottest BIN list ever could.


KYC Paranoia

Carders worry that doing verification selfies means some employee will save their photo and remember their face. This misunderstands how modern KYC works.

Todays KYC systems are primarily automated. Your facial image gets converted into mathematical data points. Companies never actually save your original photos/selfie videos and they only keep the mathematical representation. Human review only happens when the system flags serious inconsistencies, and even then these system typically request further documents while reviewers process hundreds of verifications daily with no way to remember individuals.

View attachment 55618

"Liveness checks" simply confirm you're physically present during verification rather than using a printed photo. Your focus should be on consistency across verification materials - matching lighting, camera angles and ensuring metadata alignment. This matters far more than worrying about someone memorizing your face.

View attachment 55617

This doesnt mean you should plaster your face across every crypto service to card $20 worth of ETH. Unless you have a twin, your likeness is yours only. So keep it safe.


The Verified Shipping Address Myth

"Banks verify your shipping address with every transaction" - this misconception has cost carders countless opportunities. Truth: For Visa Mastercard, and Discover banks only see the billing address through cards that support AVS. The shipping address is never transmitted to the issuing bank.


American Express has an AAV/AAV+ system where cardholders can register alternate addresses, but few merchants implement this outside luxury goods and travel sectors. Some older merchants might call the bank for manual verification but this rarely happens nowadays due to the sheer volume of transactions and the multiple layers separating retailers from banks. Only merchants selling ultra-premium items worth the hassle and expense still bother with this dinosaur of a security measure.


While 3DS 2.0 systems can include shipping data in risk assessment, banks don't directly approve or deny transactions based on shipping addresses alone. The real verification happens on the merchant side through antifraud rules and analysis of previous orders.

When you get messages telling you to "add your shipping address to your card on file" understand whats happening. These aren't literal instructions - theyre generic rejection messages saying "your order failed our fraud checks."


Beyond the Mythology

Fairy tales are expensive in this game. The fraud prevention system you're up against has multiple layers: network rules, issuer AI merchant security stacks, shipping intelligence and behavioral analytics. Banking on simplistic "solutions" is why amateurs rage-post instead of counting profits.

Master the entire ecosystem, test systematically and adapt constantly. When someone sells you their "100% guaranteed method," remember: if it actually worked flawlessly they'd be exploiting it silently—not hawking it to strangers for pocket change.

In this game, your bullshit detector is your most valuable asset. Sharpen your critical thinking before you sharpen your tools, and you might just survive long enough to make some real money. d0ctrine out.
Click to expand...
thanks
 
M

miz630

Carding Novice
Joined
10.02.25
Messages
12
Reaction score
0
Points
1
yo
d0ctrine said:
View attachment 55608
? Dispelling Some Common Carding Myths ?

I see it every fucking day - newcomers waddling into forums clutching the same recycled bullshit they found on some sketchy Telegram channel. While these poor bastards are busy chasing ghosts actual carders are laughing all the way to their crypto wallets. Time to take a sledgehammer to the myths that are probably destroying your success rate right now.

View attachment 55610


The "Clean IP" Fantasy

Youve heard it a thousand times: virgin IPs are magical talismans that guarantee approvals, and anything "dirty" gets you instantly rejected. What a load of horseshit.

While 'clean is somewhat useful it's not the holy grail Telegram dwellers make it out to be. A lot of times the dirtiest, most flagged IPs work better than your precious "clean" ones. Mobile carrier IPs and iCloud Private Relay addresses throw red flags on paper but no merchant can afford to block them without committing financial suicide.

Entropy is your best friend. Anti-fraud systems must balance catching fraudsters against blocking legitimate customers. When an IP is shared among thousands of users, the system faces an impossible choice:
  • block it and lose millions in revenue
  • or accept the noise and let some fraud slip through
Mobile data pools are digital cesspools where thousands of devices share addresses. Anti-fraud AI cant isolate you without catching countless innocent shoppers. When Apple stamps "legitimate" on Cloudflare endpoints through iCloud Private Relay, merchants must approve these transactions despite their risk scores or block millions of high-spending Apple customers.


Meanwhile those "pristine" datacenter IPs you're paying premium for? Advanced antifraud systems have already cataloged them. They stand out precisely because theyre too clean - lacking the organic patterns that legitimate connections have. And they often already have bad records on Radar and other antifraud providers anyway.

Sometimes it's better to hide in plain sight with mobile data or Relay than use overpriced "clean" proxies. The crowd provides better cover than isolation ever could.


*** Hidden text: cannot be quoted. ***

The BIN Delusion

Forums are crawling with newbies hunting for that mystical six-digit combination that supposedly bypasses all security. Some idiots actually pay for these "magic BINs" in Telegram groups, begging "Drop your working BINs!" as if some secret number sequence is their ticket to unlimited approvals.

View attachment 55614

BINs arent magical keys. They're one tiny data point in an ocean of signals. Risk models, 3DS protocols, velocity checks, device fingerprinting, and shipping patterns all carry more weight than those first six digits youre obsessing over.

View attachment 55615

Hammering the same "working" BIN is digital suicide—you're spoon-feeding the machine learning exactly what to flag next. Transaction coherence matters more than any magic number sequence.

Your device fingerprints, AVS matching, and realistic purchase patterns will get you further than the hottest BIN list ever could.


KYC Paranoia

Carders worry that doing verification selfies means some employee will save their photo and remember their face. This misunderstands how modern KYC works.

Todays KYC systems are primarily automated. Your facial image gets converted into mathematical data points. Companies never actually save your original photos/selfie videos and they only keep the mathematical representation. Human review only happens when the system flags serious inconsistencies, and even then these system typically request further documents while reviewers process hundreds of verifications daily with no way to remember individuals.

View attachment 55618

"Liveness checks" simply confirm you're physically present during verification rather than using a printed photo. Your focus should be on consistency across verification materials - matching lighting, camera angles and ensuring metadata alignment. This matters far more than worrying about someone memorizing your face.

View attachment 55617

This doesnt mean you should plaster your face across every crypto service to card $20 worth of ETH. Unless you have a twin, your likeness is yours only. So keep it safe.


The Verified Shipping Address Myth

"Banks verify your shipping address with every transaction" - this misconception has cost carders countless opportunities. Truth: For Visa Mastercard, and Discover banks only see the billing address through cards that support AVS. The shipping address is never transmitted to the issuing bank.


American Express has an AAV/AAV+ system where cardholders can register alternate addresses, but few merchants implement this outside luxury goods and travel sectors. Some older merchants might call the bank for manual verification but this rarely happens nowadays due to the sheer volume of transactions and the multiple layers separating retailers from banks. Only merchants selling ultra-premium items worth the hassle and expense still bother with this dinosaur of a security measure.


While 3DS 2.0 systems can include shipping data in risk assessment, banks don't directly approve or deny transactions based on shipping addresses alone. The real verification happens on the merchant side through antifraud rules and analysis of previous orders.

When you get messages telling you to "add your shipping address to your card on file" understand whats happening. These aren't literal instructions - theyre generic rejection messages saying "your order failed our fraud checks."


Beyond the Mythology

Fairy tales are expensive in this game. The fraud prevention system you're up against has multiple layers: network rules, issuer AI merchant security stacks, shipping intelligence and behavioral analytics. Banking on simplistic "solutions" is why amateurs rage-post instead of counting profits.

Master the entire ecosystem, test systematically and adapt constantly. When someone sells you their "100% guaranteed method," remember: if it actually worked flawlessly they'd be exploiting it silently—not hawking it to strangers for pocket change.

In this game, your bullshit detector is your most valuable asset. Sharpen your critical thinking before you sharpen your tools, and you might just survive long enough to make some real money. d0ctrine out.
Click to expand...
 
M

manhart

Carding Novice
Joined
27.03.25
Messages
8
Reaction score
0
Points
1
d0ctrine said:
View attachment 55608
? Dispelling Some Common Carding Myths ?

I see it every fucking day - newcomers waddling into forums clutching the same recycled bullshit they found on some sketchy Telegram channel. While these poor bastards are busy chasing ghosts actual carders are laughing all the way to their crypto wallets. Time to take a sledgehammer to the myths that are probably destroying your success rate right now.

View attachment 55610


The "Clean IP" Fantasy

Youve heard it a thousand times: virgin IPs are magical talismans that guarantee approvals, and anything "dirty" gets you instantly rejected. What a load of horseshit.

While 'clean is somewhat useful it's not the holy grail Telegram dwellers make it out to be. A lot of times the dirtiest, most flagged IPs work better than your precious "clean" ones. Mobile carrier IPs and iCloud Private Relay addresses throw red flags on paper but no merchant can afford to block them without committing financial suicide.

Entropy is your best friend. Anti-fraud systems must balance catching fraudsters against blocking legitimate customers. When an IP is shared among thousands of users, the system faces an impossible choice:
  • block it and lose millions in revenue
  • or accept the noise and let some fraud slip through
Mobile data pools are digital cesspools where thousands of devices share addresses. Anti-fraud AI cant isolate you without catching countless innocent shoppers. When Apple stamps "legitimate" on Cloudflare endpoints through iCloud Private Relay, merchants must approve these transactions despite their risk scores or block millions of high-spending Apple customers.


Meanwhile those "pristine" datacenter IPs you're paying premium for? Advanced antifraud systems have already cataloged them. They stand out precisely because theyre too clean - lacking the organic patterns that legitimate connections have. And they often already have bad records on Radar and other antifraud providers anyway.

Sometimes it's better to hide in plain sight with mobile data or Relay than use overpriced "clean" proxies. The crowd provides better cover than isolation ever could.


*** Hidden text: cannot be quoted. ***

The BIN Delusion

Forums are crawling with newbies hunting for that mystical six-digit combination that supposedly bypasses all security. Some idiots actually pay for these "magic BINs" in Telegram groups, begging "Drop your working BINs!" as if some secret number sequence is their ticket to unlimited approvals.

View attachment 55614

BINs arent magical keys. They're one tiny data point in an ocean of signals. Risk models, 3DS protocols, velocity checks, device fingerprinting, and shipping patterns all carry more weight than those first six digits youre obsessing over.

View attachment 55615

Hammering the same "working" BIN is digital suicide—you're spoon-feeding the machine learning exactly what to flag next. Transaction coherence matters more than any magic number sequence.

Your device fingerprints, AVS matching, and realistic purchase patterns will get you further than the hottest BIN list ever could.


KYC Paranoia

Carders worry that doing verification selfies means some employee will save their photo and remember their face. This misunderstands how modern KYC works.

Todays KYC systems are primarily automated. Your facial image gets converted into mathematical data points. Companies never actually save your original photos/selfie videos and they only keep the mathematical representation. Human review only happens when the system flags serious inconsistencies, and even then these system typically request further documents while reviewers process hundreds of verifications daily with no way to remember individuals.

View attachment 55618

"Liveness checks" simply confirm you're physically present during verification rather than using a printed photo. Your focus should be on consistency across verification materials - matching lighting, camera angles and ensuring metadata alignment. This matters far more than worrying about someone memorizing your face.

View attachment 55617

This doesnt mean you should plaster your face across every crypto service to card $20 worth of ETH. Unless you have a twin, your likeness is yours only. So keep it safe.


The Verified Shipping Address Myth

"Banks verify your shipping address with every transaction" - this misconception has cost carders countless opportunities. Truth: For Visa Mastercard, and Discover banks only see the billing address through cards that support AVS. The shipping address is never transmitted to the issuing bank.


American Express has an AAV/AAV+ system where cardholders can register alternate addresses, but few merchants implement this outside luxury goods and travel sectors. Some older merchants might call the bank for manual verification but this rarely happens nowadays due to the sheer volume of transactions and the multiple layers separating retailers from banks. Only merchants selling ultra-premium items worth the hassle and expense still bother with this dinosaur of a security measure.


While 3DS 2.0 systems can include shipping data in risk assessment, banks don't directly approve or deny transactions based on shipping addresses alone. The real verification happens on the merchant side through antifraud rules and analysis of previous orders.

When you get messages telling you to "add your shipping address to your card on file" understand whats happening. These aren't literal instructions - theyre generic rejection messages saying "your order failed our fraud checks."


Beyond the Mythology

Fairy tales are expensive in this game. The fraud prevention system you're up against has multiple layers: network rules, issuer AI merchant security stacks, shipping intelligence and behavioral analytics. Banking on simplistic "solutions" is why amateurs rage-post instead of counting profits.

Master the entire ecosystem, test systematically and adapt constantly. When someone sells you their "100% guaranteed method," remember: if it actually worked flawlessly they'd be exploiting it silently—not hawking it to strangers for pocket change.

In this game, your bullshit detector is your most valuable asset. Sharpen your critical thinking before you sharpen your tools, and you might just survive long enough to make some real money. d0ctrine out.
Click to expand...
ty doc!
 
B

Benergy22

Basic
Joined
07.10.21
Messages
16
Reaction score
1
Points
3
d0ctrine said:
View attachment 55608
? Dispelling Some Common Carding Myths ?

I see it every fucking day - newcomers waddling into forums clutching the same recycled bullshit they found on some sketchy Telegram channel. While these poor bastards are busy chasing ghosts actual carders are laughing all the way to their crypto wallets. Time to take a sledgehammer to the myths that are probably destroying your success rate right now.

View attachment 55610


The "Clean IP" Fantasy

Youve heard it a thousand times: virgin IPs are magical talismans that guarantee approvals, and anything "dirty" gets you instantly rejected. What a load of horseshit.

While 'clean is somewhat useful it's not the holy grail Telegram dwellers make it out to be. A lot of times the dirtiest, most flagged IPs work better than your precious "clean" ones. Mobile carrier IPs and iCloud Private Relay addresses throw red flags on paper but no merchant can afford to block them without committing financial suicide.

Entropy is your best friend. Anti-fraud systems must balance catching fraudsters against blocking legitimate customers. When an IP is shared among thousands of users, the system faces an impossible choice:
  • block it and lose millions in revenue
  • or accept the noise and let some fraud slip through
Mobile data pools are digital cesspools where thousands of devices share addresses. Anti-fraud AI cant isolate you without catching countless innocent shoppers. When Apple stamps "legitimate" on Cloudflare endpoints through iCloud Private Relay, merchants must approve these transactions despite their risk scores or block millions of high-spending Apple customers.


Meanwhile those "pristine" datacenter IPs you're paying premium for? Advanced antifraud systems have already cataloged them. They stand out precisely because theyre too clean - lacking the organic patterns that legitimate connections have. And they often already have bad records on Radar and other antifraud providers anyway.

Sometimes it's better to hide in plain sight with mobile data or Relay than use overpriced "clean" proxies. The crowd provides better cover than isolation ever could.


*** Hidden text: cannot be quoted. ***

The BIN Delusion

Forums are crawling with newbies hunting for that mystical six-digit combination that supposedly bypasses all security. Some idiots actually pay for these "magic BINs" in Telegram groups, begging "Drop your working BINs!" as if some secret number sequence is their ticket to unlimited approvals.

View attachment 55614

BINs arent magical keys. They're one tiny data point in an ocean of signals. Risk models, 3DS protocols, velocity checks, device fingerprinting, and shipping patterns all carry more weight than those first six digits youre obsessing over.

View attachment 55615

Hammering the same "working" BIN is digital suicide—you're spoon-feeding the machine learning exactly what to flag next. Transaction coherence matters more than any magic number sequence.

Your device fingerprints, AVS matching, and realistic purchase patterns will get you further than the hottest BIN list ever could.


KYC Paranoia

Carders worry that doing verification selfies means some employee will save their photo and remember their face. This misunderstands how modern KYC works.

Todays KYC systems are primarily automated. Your facial image gets converted into mathematical data points. Companies never actually save your original photos/selfie videos and they only keep the mathematical representation. Human review only happens when the system flags serious inconsistencies, and even then these system typically request further documents while reviewers process hundreds of verifications daily with no way to remember individuals.

View attachment 55618

"Liveness checks" simply confirm you're physically present during verification rather than using a printed photo. Your focus should be on consistency across verification materials - matching lighting, camera angles and ensuring metadata alignment. This matters far more than worrying about someone memorizing your face.

View attachment 55617

This doesnt mean you should plaster your face across every crypto service to card $20 worth of ETH. Unless you have a twin, your likeness is yours only. So keep it safe.


The Verified Shipping Address Myth

"Banks verify your shipping address with every transaction" - this misconception has cost carders countless opportunities. Truth: For Visa Mastercard, and Discover banks only see the billing address through cards that support AVS. The shipping address is never transmitted to the issuing bank.


American Express has an AAV/AAV+ system where cardholders can register alternate addresses, but few merchants implement this outside luxury goods and travel sectors. Some older merchants might call the bank for manual verification but this rarely happens nowadays due to the sheer volume of transactions and the multiple layers separating retailers from banks. Only merchants selling ultra-premium items worth the hassle and expense still bother with this dinosaur of a security measure.


While 3DS 2.0 systems can include shipping data in risk assessment, banks don't directly approve or deny transactions based on shipping addresses alone. The real verification happens on the merchant side through antifraud rules and analysis of previous orders.

When you get messages telling you to "add your shipping address to your card on file" understand whats happening. These aren't literal instructions - theyre generic rejection messages saying "your order failed our fraud checks."


Beyond the Mythology

Fairy tales are expensive in this game. The fraud prevention system you're up against has multiple layers: network rules, issuer AI merchant security stacks, shipping intelligence and behavioral analytics. Banking on simplistic "solutions" is why amateurs rage-post instead of counting profits.

Master the entire ecosystem, test systematically and adapt constantly. When someone sells you their "100% guaranteed method," remember: if it actually worked flawlessly they'd be exploiting it silently—not hawking it to strangers for pocket change.

In this game, your bullshit detector is your most valuable asset. Sharpen your critical thinking before you sharpen your tools, and you might just survive long enough to make some real money. d0ctrine out.
Click to expand...
always a good read
 
L

leopard231

Carding Novice
Joined
20.04.25
Messages
18
Reaction score
2
Points
3
d0ctrine said:
View attachment 55608
? Dispelling Some Common Carding Myths ?

I see it every fucking day - newcomers waddling into forums clutching the same recycled bullshit they found on some sketchy Telegram channel. While these poor bastards are busy chasing ghosts actual carders are laughing all the way to their crypto wallets. Time to take a sledgehammer to the myths that are probably destroying your success rate right now.

View attachment 55610


The "Clean IP" Fantasy

Youve heard it a thousand times: virgin IPs are magical talismans that guarantee approvals, and anything "dirty" gets you instantly rejected. What a load of horseshit.

While 'clean is somewhat useful it's not the holy grail Telegram dwellers make it out to be. A lot of times the dirtiest, most flagged IPs work better than your precious "clean" ones. Mobile carrier IPs and iCloud Private Relay addresses throw red flags on paper but no merchant can afford to block them without committing financial suicide.

Entropy is your best friend. Anti-fraud systems must balance catching fraudsters against blocking legitimate customers. When an IP is shared among thousands of users, the system faces an impossible choice:
  • block it and lose millions in revenue
  • or accept the noise and let some fraud slip through
Mobile data pools are digital cesspools where thousands of devices share addresses. Anti-fraud AI cant isolate you without catching countless innocent shoppers. When Apple stamps "legitimate" on Cloudflare endpoints through iCloud Private Relay, merchants must approve these transactions despite their risk scores or block millions of high-spending Apple customers.


Meanwhile those "pristine" datacenter IPs you're paying premium for? Advanced antifraud systems have already cataloged them. They stand out precisely because theyre too clean - lacking the organic patterns that legitimate connections have. And they often already have bad records on Radar and other antifraud providers anyway.

Sometimes it's better to hide in plain sight with mobile data or Relay than use overpriced "clean" proxies. The crowd provides better cover than isolation ever could.


*** Hidden text: cannot be quoted. ***

The BIN Delusion

Forums are crawling with newbies hunting for that mystical six-digit combination that supposedly bypasses all security. Some idiots actually pay for these "magic BINs" in Telegram groups, begging "Drop your working BINs!" as if some secret number sequence is their ticket to unlimited approvals.

View attachment 55614

BINs arent magical keys. They're one tiny data point in an ocean of signals. Risk models, 3DS protocols, velocity checks, device fingerprinting, and shipping patterns all carry more weight than those first six digits youre obsessing over.

View attachment 55615

Hammering the same "working" BIN is digital suicide—you're spoon-feeding the machine learning exactly what to flag next. Transaction coherence matters more than any magic number sequence.

Your device fingerprints, AVS matching, and realistic purchase patterns will get you further than the hottest BIN list ever could.


KYC Paranoia

Carders worry that doing verification selfies means some employee will save their photo and remember their face. This misunderstands how modern KYC works.

Todays KYC systems are primarily automated. Your facial image gets converted into mathematical data points. Companies never actually save your original photos/selfie videos and they only keep the mathematical representation. Human review only happens when the system flags serious inconsistencies, and even then these system typically request further documents while reviewers process hundreds of verifications daily with no way to remember individuals.

View attachment 55618

"Liveness checks" simply confirm you're physically present during verification rather than using a printed photo. Your focus should be on consistency across verification materials - matching lighting, camera angles and ensuring metadata alignment. This matters far more than worrying about someone memorizing your face.

View attachment 55617

This doesnt mean you should plaster your face across every crypto service to card $20 worth of ETH. Unless you have a twin, your likeness is yours only. So keep it safe.


The Verified Shipping Address Myth

"Banks verify your shipping address with every transaction" - this misconception has cost carders countless opportunities. Truth: For Visa Mastercard, and Discover banks only see the billing address through cards that support AVS. The shipping address is never transmitted to the issuing bank.


American Express has an AAV/AAV+ system where cardholders can register alternate addresses, but few merchants implement this outside luxury goods and travel sectors. Some older merchants might call the bank for manual verification but this rarely happens nowadays due to the sheer volume of transactions and the multiple layers separating retailers from banks. Only merchants selling ultra-premium items worth the hassle and expense still bother with this dinosaur of a security measure.


While 3DS 2.0 systems can include shipping data in risk assessment, banks don't directly approve or deny transactions based on shipping addresses alone. The real verification happens on the merchant side through antifraud rules and analysis of previous orders.

When you get messages telling you to "add your shipping address to your card on file" understand whats happening. These aren't literal instructions - theyre generic rejection messages saying "your order failed our fraud checks."


Beyond the Mythology

Fairy tales are expensive in this game. The fraud prevention system you're up against has multiple layers: network rules, issuer AI merchant security stacks, shipping intelligence and behavioral analytics. Banking on simplistic "solutions" is why amateurs rage-post instead of counting profits.

Master the entire ecosystem, test systematically and adapt constantly. When someone sells you their "100% guaranteed method," remember: if it actually worked flawlessly they'd be exploiting it silently—not hawking it to strangers for pocket change.

In this game, your bullshit detector is your most valuable asset. Sharpen your critical thinking before you sharpen your tools, and you might just survive long enough to make some real money. d0ctrine out.
Click to expand...
all my homies love doctrine
 
J

Johnwitdadrac

Carding Novice
Joined
30.04.25
Messages
2
Reaction score
0
Points
1
d0ctrine said:
View attachment 55608
? Dispelling Some Common Carding Myths ?

I see it every fucking day - newcomers waddling into forums clutching the same recycled bullshit they found on some sketchy Telegram channel. While these poor bastards are busy chasing ghosts actual carders are laughing all the way to their crypto wallets. Time to take a sledgehammer to the myths that are probably destroying your success rate right now.

View attachment 55610


The "Clean IP" Fantasy

Youve heard it a thousand times: virgin IPs are magical talismans that guarantee approvals, and anything "dirty" gets you instantly rejected. What a load of horseshit.

While 'clean is somewhat useful it's not the holy grail Telegram dwellers make it out to be. A lot of times the dirtiest, most flagged IPs work better than your precious "clean" ones. Mobile carrier IPs and iCloud Private Relay addresses throw red flags on paper but no merchant can afford to block them without committing financial suicide.

Entropy is your best friend. Anti-fraud systems must balance catching fraudsters against blocking legitimate customers. When an IP is shared among thousands of users, the system faces an impossible choice:
  • block it and lose millions in revenue
  • or accept the noise and let some fraud slip through
Mobile data pools are digital cesspools where thousands of devices share addresses. Anti-fraud AI cant isolate you without catching countless innocent shoppers. When Apple stamps "legitimate" on Cloudflare endpoints through iCloud Private Relay, merchants must approve these transactions despite their risk scores or block millions of high-spending Apple customers.


Meanwhile those "pristine" datacenter IPs you're paying premium for? Advanced antifraud systems have already cataloged them. They stand out precisely because theyre too clean - lacking the organic patterns that legitimate connections have. And they often already have bad records on Radar and other antifraud providers anyway.

Sometimes it's better to hide in plain sight with mobile data or Relay than use overpriced "clean" proxies. The crowd provides better cover than isolation ever could.


*** Hidden text: cannot be quoted. ***

The BIN Delusion

Forums are crawling with newbies hunting for that mystical six-digit combination that supposedly bypasses all security. Some idiots actually pay for these "magic BINs" in Telegram groups, begging "Drop your working BINs!" as if some secret number sequence is their ticket to unlimited approvals.

View attachment 55614

BINs arent magical keys. They're one tiny data point in an ocean of signals. Risk models, 3DS protocols, velocity checks, device fingerprinting, and shipping patterns all carry more weight than those first six digits youre obsessing over.

View attachment 55615

Hammering the same "working" BIN is digital suicide—you're spoon-feeding the machine learning exactly what to flag next. Transaction coherence matters more than any magic number sequence.

Your device fingerprints, AVS matching, and realistic purchase patterns will get you further than the hottest BIN list ever could.


KYC Paranoia

Carders worry that doing verification selfies means some employee will save their photo and remember their face. This misunderstands how modern KYC works.

Todays KYC systems are primarily automated. Your facial image gets converted into mathematical data points. Companies never actually save your original photos/selfie videos and they only keep the mathematical representation. Human review only happens when the system flags serious inconsistencies, and even then these system typically request further documents while reviewers process hundreds of verifications daily with no way to remember individuals.

View attachment 55618

"Liveness checks" simply confirm you're physically present during verification rather than using a printed photo. Your focus should be on consistency across verification materials - matching lighting, camera angles and ensuring metadata alignment. This matters far more than worrying about someone memorizing your face.

View attachment 55617

This doesnt mean you should plaster your face across every crypto service to card $20 worth of ETH. Unless you have a twin, your likeness is yours only. So keep it safe.


The Verified Shipping Address Myth

"Banks verify your shipping address with every transaction" - this misconception has cost carders countless opportunities. Truth: For Visa Mastercard, and Discover banks only see the billing address through cards that support AVS. The shipping address is never transmitted to the issuing bank.


American Express has an AAV/AAV+ system where cardholders can register alternate addresses, but few merchants implement this outside luxury goods and travel sectors. Some older merchants might call the bank for manual verification but this rarely happens nowadays due to the sheer volume of transactions and the multiple layers separating retailers from banks. Only merchants selling ultra-premium items worth the hassle and expense still bother with this dinosaur of a security measure.


While 3DS 2.0 systems can include shipping data in risk assessment, banks don't directly approve or deny transactions based on shipping addresses alone. The real verification happens on the merchant side through antifraud rules and analysis of previous orders.

When you get messages telling you to "add your shipping address to your card on file" understand whats happening. These aren't literal instructions - theyre generic rejection messages saying "your order failed our fraud checks."


Beyond the Mythology

Fairy tales are expensive in this game. The fraud prevention system you're up against has multiple layers: network rules, issuer AI merchant security stacks, shipping intelligence and behavioral analytics. Banking on simplistic "solutions" is why amateurs rage-post instead of counting profits.

Master the entire ecosystem, test systematically and adapt constantly. When someone sells you their "100% guaranteed method," remember: if it actually worked flawlessly they'd be exploiting it silently—not hawking it to strangers for pocket change.

In this game, your bullshit detector is your most valuable asset. Sharpen your critical thinking before you sharpen your tools, and you might just survive long enough to make some real money. d0ctrine out.
Click to expand...
Thanks
 
A

afUQNA81

Active Carder
Joined
03.02.25
Messages
31
Reaction score
4
Points
8
d0ctrine said:
View attachment 55608
? Dispelling Some Common Carding Myths ?

I see it every fucking day - newcomers waddling into forums clutching the same recycled bullshit they found on some sketchy Telegram channel. While these poor bastards are busy chasing ghosts actual carders are laughing all the way to their crypto wallets. Time to take a sledgehammer to the myths that are probably destroying your success rate right now.

View attachment 55610


The "Clean IP" Fantasy

Youve heard it a thousand times: virgin IPs are magical talismans that guarantee approvals, and anything "dirty" gets you instantly rejected. What a load of horseshit.

While 'clean is somewhat useful it's not the holy grail Telegram dwellers make it out to be. A lot of times the dirtiest, most flagged IPs work better than your precious "clean" ones. Mobile carrier IPs and iCloud Private Relay addresses throw red flags on paper but no merchant can afford to block them without committing financial suicide.

Entropy is your best friend. Anti-fraud systems must balance catching fraudsters against blocking legitimate customers. When an IP is shared among thousands of users, the system faces an impossible choice:
  • block it and lose millions in revenue
  • or accept the noise and let some fraud slip through
Mobile data pools are digital cesspools where thousands of devices share addresses. Anti-fraud AI cant isolate you without catching countless innocent shoppers. When Apple stamps "legitimate" on Cloudflare endpoints through iCloud Private Relay, merchants must approve these transactions despite their risk scores or block millions of high-spending Apple customers.


Meanwhile those "pristine" datacenter IPs you're paying premium for? Advanced antifraud systems have already cataloged them. They stand out precisely because theyre too clean - lacking the organic patterns that legitimate connections have. And they often already have bad records on Radar and other antifraud providers anyway.

Sometimes it's better to hide in plain sight with mobile data or Relay than use overpriced "clean" proxies. The crowd provides better cover than isolation ever could.


*** Hidden text: cannot be quoted. ***

The BIN Delusion

Forums are crawling with newbies hunting for that mystical six-digit combination that supposedly bypasses all security. Some idiots actually pay for these "magic BINs" in Telegram groups, begging "Drop your working BINs!" as if some secret number sequence is their ticket to unlimited approvals.

View attachment 55614

BINs arent magical keys. They're one tiny data point in an ocean of signals. Risk models, 3DS protocols, velocity checks, device fingerprinting, and shipping patterns all carry more weight than those first six digits youre obsessing over.

View attachment 55615

Hammering the same "working" BIN is digital suicide—you're spoon-feeding the machine learning exactly what to flag next. Transaction coherence matters more than any magic number sequence.

Your device fingerprints, AVS matching, and realistic purchase patterns will get you further than the hottest BIN list ever could.


KYC Paranoia

Carders worry that doing verification selfies means some employee will save their photo and remember their face. This misunderstands how modern KYC works.

Todays KYC systems are primarily automated. Your facial image gets converted into mathematical data points. Companies never actually save your original photos/selfie videos and they only keep the mathematical representation. Human review only happens when the system flags serious inconsistencies, and even then these system typically request further documents while reviewers process hundreds of verifications daily with no way to remember individuals.

View attachment 55618

"Liveness checks" simply confirm you're physically present during verification rather than using a printed photo. Your focus should be on consistency across verification materials - matching lighting, camera angles and ensuring metadata alignment. This matters far more than worrying about someone memorizing your face.

View attachment 55617

This doesnt mean you should plaster your face across every crypto service to card $20 worth of ETH. Unless you have a twin, your likeness is yours only. So keep it safe.


The Verified Shipping Address Myth

"Banks verify your shipping address with every transaction" - this misconception has cost carders countless opportunities. Truth: For Visa Mastercard, and Discover banks only see the billing address through cards that support AVS. The shipping address is never transmitted to the issuing bank.


American Express has an AAV/AAV+ system where cardholders can register alternate addresses, but few merchants implement this outside luxury goods and travel sectors. Some older merchants might call the bank for manual verification but this rarely happens nowadays due to the sheer volume of transactions and the multiple layers separating retailers from banks. Only merchants selling ultra-premium items worth the hassle and expense still bother with this dinosaur of a security measure.


While 3DS 2.0 systems can include shipping data in risk assessment, banks don't directly approve or deny transactions based on shipping addresses alone. The real verification happens on the merchant side through antifraud rules and analysis of previous orders.

When you get messages telling you to "add your shipping address to your card on file" understand whats happening. These aren't literal instructions - theyre generic rejection messages saying "your order failed our fraud checks."


Beyond the Mythology

Fairy tales are expensive in this game. The fraud prevention system you're up against has multiple layers: network rules, issuer AI merchant security stacks, shipping intelligence and behavioral analytics. Banking on simplistic "solutions" is why amateurs rage-post instead of counting profits.

Master the entire ecosystem, test systematically and adapt constantly. When someone sells you their "100% guaranteed method," remember: if it actually worked flawlessly they'd be exploiting it silently—not hawking it to strangers for pocket change.

In this game, your bullshit detector is your most valuable asset. Sharpen your critical thinking before you sharpen your tools, and you might just survive long enough to make some real money. d0ctrine out.
Click to expand...
tysm
 
P

panicroom1

Carding Novice
Joined
11.02.25
Messages
20
Reaction score
2
Points
3
d0ctrine said:
View attachment 55608
? Dispelling Some Common Carding Myths ?

I see it every fucking day - newcomers waddling into forums clutching the same recycled bullshit they found on some sketchy Telegram channel. While these poor bastards are busy chasing ghosts actual carders are laughing all the way to their crypto wallets. Time to take a sledgehammer to the myths that are probably destroying your success rate right now.

View attachment 55610


The "Clean IP" Fantasy

Youve heard it a thousand times: virgin IPs are magical talismans that guarantee approvals, and anything "dirty" gets you instantly rejected. What a load of horseshit.

While 'clean is somewhat useful it's not the holy grail Telegram dwellers make it out to be. A lot of times the dirtiest, most flagged IPs work better than your precious "clean" ones. Mobile carrier IPs and iCloud Private Relay addresses throw red flags on paper but no merchant can afford to block them without committing financial suicide.

Entropy is your best friend. Anti-fraud systems must balance catching fraudsters against blocking legitimate customers. When an IP is shared among thousands of users, the system faces an impossible choice:
  • block it and lose millions in revenue
  • or accept the noise and let some fraud slip through
Mobile data pools are digital cesspools where thousands of devices share addresses. Anti-fraud AI cant isolate you without catching countless innocent shoppers. When Apple stamps "legitimate" on Cloudflare endpoints through iCloud Private Relay, merchants must approve these transactions despite their risk scores or block millions of high-spending Apple customers.


Meanwhile those "pristine" datacenter IPs you're paying premium for? Advanced antifraud systems have already cataloged them. They stand out precisely because theyre too clean - lacking the organic patterns that legitimate connections have. And they often already have bad records on Radar and other antifraud providers anyway.

Sometimes it's better to hide in plain sight with mobile data or Relay than use overpriced "clean" proxies. The crowd provides better cover than isolation ever could.


*** Hidden text: cannot be quoted. ***

The BIN Delusion

Forums are crawling with newbies hunting for that mystical six-digit combination that supposedly bypasses all security. Some idiots actually pay for these "magic BINs" in Telegram groups, begging "Drop your working BINs!" as if some secret number sequence is their ticket to unlimited approvals.

View attachment 55614

BINs arent magical keys. They're one tiny data point in an ocean of signals. Risk models, 3DS protocols, velocity checks, device fingerprinting, and shipping patterns all carry more weight than those first six digits youre obsessing over.

View attachment 55615

Hammering the same "working" BIN is digital suicide—you're spoon-feeding the machine learning exactly what to flag next. Transaction coherence matters more than any magic number sequence.

Your device fingerprints, AVS matching, and realistic purchase patterns will get you further than the hottest BIN list ever could.


KYC Paranoia

Carders worry that doing verification selfies means some employee will save their photo and remember their face. This misunderstands how modern KYC works.

Todays KYC systems are primarily automated. Your facial image gets converted into mathematical data points. Companies never actually save your original photos/selfie videos and they only keep the mathematical representation. Human review only happens when the system flags serious inconsistencies, and even then these system typically request further documents while reviewers process hundreds of verifications daily with no way to remember individuals.

View attachment 55618

"Liveness checks" simply confirm you're physically present during verification rather than using a printed photo. Your focus should be on consistency across verification materials - matching lighting, camera angles and ensuring metadata alignment. This matters far more than worrying about someone memorizing your face.

View attachment 55617

This doesnt mean you should plaster your face across every crypto service to card $20 worth of ETH. Unless you have a twin, your likeness is yours only. So keep it safe.


The Verified Shipping Address Myth

"Banks verify your shipping address with every transaction" - this misconception has cost carders countless opportunities. Truth: For Visa Mastercard, and Discover banks only see the billing address through cards that support AVS. The shipping address is never transmitted to the issuing bank.


American Express has an AAV/AAV+ system where cardholders can register alternate addresses, but few merchants implement this outside luxury goods and travel sectors. Some older merchants might call the bank for manual verification but this rarely happens nowadays due to the sheer volume of transactions and the multiple layers separating retailers from banks. Only merchants selling ultra-premium items worth the hassle and expense still bother with this dinosaur of a security measure.


While 3DS 2.0 systems can include shipping data in risk assessment, banks don't directly approve or deny transactions based on shipping addresses alone. The real verification happens on the merchant side through antifraud rules and analysis of previous orders.

When you get messages telling you to "add your shipping address to your card on file" understand whats happening. These aren't literal instructions - theyre generic rejection messages saying "your order failed our fraud checks."


Beyond the Mythology

Fairy tales are expensive in this game. The fraud prevention system you're up against has multiple layers: network rules, issuer AI merchant security stacks, shipping intelligence and behavioral analytics. Banking on simplistic "solutions" is why amateurs rage-post instead of counting profits.

Master the entire ecosystem, test systematically and adapt constantly. When someone sells you their "100% guaranteed method," remember: if it actually worked flawlessly they'd be exploiting it silently—not hawking it to strangers for pocket change.

In this game, your bullshit detector is your most valuable asset. Sharpen your critical thinking before you sharpen your tools, and you might just survive long enough to make some real money. d0ctrine out.
Click to expand...
OK lest go destroy that Myths, thank you boss.
 
Bart Simpson

Bart Simpson

Carding Novice
Joined
02.04.25
Messages
13
Reaction score
1
Points
3
d0ctrine said:
View attachment 55608
? Dispelling Some Common Carding Myths ?

I see it every fucking day - newcomers waddling into forums clutching the same recycled bullshit they found on some sketchy Telegram channel. While these poor bastards are busy chasing ghosts actual carders are laughing all the way to their crypto wallets. Time to take a sledgehammer to the myths that are probably destroying your success rate right now.

View attachment 55610


The "Clean IP" Fantasy

Youve heard it a thousand times: virgin IPs are magical talismans that guarantee approvals, and anything "dirty" gets you instantly rejected. What a load of horseshit.

While 'clean is somewhat useful it's not the holy grail Telegram dwellers make it out to be. A lot of times the dirtiest, most flagged IPs work better than your precious "clean" ones. Mobile carrier IPs and iCloud Private Relay addresses throw red flags on paper but no merchant can afford to block them without committing financial suicide.

Entropy is your best friend. Anti-fraud systems must balance catching fraudsters against blocking legitimate customers. When an IP is shared among thousands of users, the system faces an impossible choice:
  • block it and lose millions in revenue
  • or accept the noise and let some fraud slip through
Mobile data pools are digital cesspools where thousands of devices share addresses. Anti-fraud AI cant isolate you without catching countless innocent shoppers. When Apple stamps "legitimate" on Cloudflare endpoints through iCloud Private Relay, merchants must approve these transactions despite their risk scores or block millions of high-spending Apple customers.


Meanwhile those "pristine" datacenter IPs you're paying premium for? Advanced antifraud systems have already cataloged them. They stand out precisely because theyre too clean - lacking the organic patterns that legitimate connections have. And they often already have bad records on Radar and other antifraud providers anyway.

Sometimes it's better to hide in plain sight with mobile data or Relay than use overpriced "clean" proxies. The crowd provides better cover than isolation ever could.


*** Hidden text: cannot be quoted. ***

The BIN Delusion

Forums are crawling with newbies hunting for that mystical six-digit combination that supposedly bypasses all security. Some idiots actually pay for these "magic BINs" in Telegram groups, begging "Drop your working BINs!" as if some secret number sequence is their ticket to unlimited approvals.

View attachment 55614

BINs arent magical keys. They're one tiny data point in an ocean of signals. Risk models, 3DS protocols, velocity checks, device fingerprinting, and shipping patterns all carry more weight than those first six digits youre obsessing over.

View attachment 55615

Hammering the same "working" BIN is digital suicide—you're spoon-feeding the machine learning exactly what to flag next. Transaction coherence matters more than any magic number sequence.

Your device fingerprints, AVS matching, and realistic purchase patterns will get you further than the hottest BIN list ever could.


KYC Paranoia

Carders worry that doing verification selfies means some employee will save their photo and remember their face. This misunderstands how modern KYC works.

Todays KYC systems are primarily automated. Your facial image gets converted into mathematical data points. Companies never actually save your original photos/selfie videos and they only keep the mathematical representation. Human review only happens when the system flags serious inconsistencies, and even then these system typically request further documents while reviewers process hundreds of verifications daily with no way to remember individuals.

View attachment 55618

"Liveness checks" simply confirm you're physically present during verification rather than using a printed photo. Your focus should be on consistency across verification materials - matching lighting, camera angles and ensuring metadata alignment. This matters far more than worrying about someone memorizing your face.

View attachment 55617

This doesnt mean you should plaster your face across every crypto service to card $20 worth of ETH. Unless you have a twin, your likeness is yours only. So keep it safe.


The Verified Shipping Address Myth

"Banks verify your shipping address with every transaction" - this misconception has cost carders countless opportunities. Truth: For Visa Mastercard, and Discover banks only see the billing address through cards that support AVS. The shipping address is never transmitted to the issuing bank.


American Express has an AAV/AAV+ system where cardholders can register alternate addresses, but few merchants implement this outside luxury goods and travel sectors. Some older merchants might call the bank for manual verification but this rarely happens nowadays due to the sheer volume of transactions and the multiple layers separating retailers from banks. Only merchants selling ultra-premium items worth the hassle and expense still bother with this dinosaur of a security measure.


While 3DS 2.0 systems can include shipping data in risk assessment, banks don't directly approve or deny transactions based on shipping addresses alone. The real verification happens on the merchant side through antifraud rules and analysis of previous orders.

When you get messages telling you to "add your shipping address to your card on file" understand whats happening. These aren't literal instructions - theyre generic rejection messages saying "your order failed our fraud checks."


Beyond the Mythology

Fairy tales are expensive in this game. The fraud prevention system you're up against has multiple layers: network rules, issuer AI merchant security stacks, shipping intelligence and behavioral analytics. Banking on simplistic "solutions" is why amateurs rage-post instead of counting profits.

Master the entire ecosystem, test systematically and adapt constantly. When someone sells you their "100% guaranteed method," remember: if it actually worked flawlessly they'd be exploiting it silently—not hawking it to strangers for pocket change.

In this game, your bullshit detector is your most valuable asset. Sharpen your critical thinking before you sharpen your tools, and you might just survive long enough to make some real money. d0ctrine out.
Click to expand...
That's really interesting, Fraud Daddy!
 
C

crdscards

Carding Novice
Joined
18.01.23
Messages
23
Reaction score
7
Points
3
d0ctrine said:
View attachment 55608
? Dispelling Some Common Carding Myths ?

I see it every fucking day - newcomers waddling into forums clutching the same recycled bullshit they found on some sketchy Telegram channel. While these poor bastards are busy chasing ghosts actual carders are laughing all the way to their crypto wallets. Time to take a sledgehammer to the myths that are probably destroying your success rate right now.

View attachment 55610


The "Clean IP" Fantasy

Youve heard it a thousand times: virgin IPs are magical talismans that guarantee approvals, and anything "dirty" gets you instantly rejected. What a load of horseshit.

While 'clean is somewhat useful it's not the holy grail Telegram dwellers make it out to be. A lot of times the dirtiest, most flagged IPs work better than your precious "clean" ones. Mobile carrier IPs and iCloud Private Relay addresses throw red flags on paper but no merchant can afford to block them without committing financial suicide.

Entropy is your best friend. Anti-fraud systems must balance catching fraudsters against blocking legitimate customers. When an IP is shared among thousands of users, the system faces an impossible choice:
  • block it and lose millions in revenue
  • or accept the noise and let some fraud slip through
Mobile data pools are digital cesspools where thousands of devices share addresses. Anti-fraud AI cant isolate you without catching countless innocent shoppers. When Apple stamps "legitimate" on Cloudflare endpoints through iCloud Private Relay, merchants must approve these transactions despite their risk scores or block millions of high-spending Apple customers.


Meanwhile those "pristine" datacenter IPs you're paying premium for? Advanced antifraud systems have already cataloged them. They stand out precisely because theyre too clean - lacking the organic patterns that legitimate connections have. And they often already have bad records on Radar and other antifraud providers anyway.

Sometimes it's better to hide in plain sight with mobile data or Relay than use overpriced "clean" proxies. The crowd provides better cover than isolation ever could.


*** Hidden text: cannot be quoted. ***

The BIN Delusion

Forums are crawling with newbies hunting for that mystical six-digit combination that supposedly bypasses all security. Some idiots actually pay for these "magic BINs" in Telegram groups, begging "Drop your working BINs!" as if some secret number sequence is their ticket to unlimited approvals.

View attachment 55614

BINs arent magical keys. They're one tiny data point in an ocean of signals. Risk models, 3DS protocols, velocity checks, device fingerprinting, and shipping patterns all carry more weight than those first six digits youre obsessing over.

View attachment 55615

Hammering the same "working" BIN is digital suicide—you're spoon-feeding the machine learning exactly what to flag next. Transaction coherence matters more than any magic number sequence.

Your device fingerprints, AVS matching, and realistic purchase patterns will get you further than the hottest BIN list ever could.


KYC Paranoia

Carders worry that doing verification selfies means some employee will save their photo and remember their face. This misunderstands how modern KYC works.

Todays KYC systems are primarily automated. Your facial image gets converted into mathematical data points. Companies never actually save your original photos/selfie videos and they only keep the mathematical representation. Human review only happens when the system flags serious inconsistencies, and even then these system typically request further documents while reviewers process hundreds of verifications daily with no way to remember individuals.

View attachment 55618

"Liveness checks" simply confirm you're physically present during verification rather than using a printed photo. Your focus should be on consistency across verification materials - matching lighting, camera angles and ensuring metadata alignment. This matters far more than worrying about someone memorizing your face.

View attachment 55617

This doesnt mean you should plaster your face across every crypto service to card $20 worth of ETH. Unless you have a twin, your likeness is yours only. So keep it safe.


The Verified Shipping Address Myth

"Banks verify your shipping address with every transaction" - this misconception has cost carders countless opportunities. Truth: For Visa Mastercard, and Discover banks only see the billing address through cards that support AVS. The shipping address is never transmitted to the issuing bank.


American Express has an AAV/AAV+ system where cardholders can register alternate addresses, but few merchants implement this outside luxury goods and travel sectors. Some older merchants might call the bank for manual verification but this rarely happens nowadays due to the sheer volume of transactions and the multiple layers separating retailers from banks. Only merchants selling ultra-premium items worth the hassle and expense still bother with this dinosaur of a security measure.


While 3DS 2.0 systems can include shipping data in risk assessment, banks don't directly approve or deny transactions based on shipping addresses alone. The real verification happens on the merchant side through antifraud rules and analysis of previous orders.

When you get messages telling you to "add your shipping address to your card on file" understand whats happening. These aren't literal instructions - theyre generic rejection messages saying "your order failed our fraud checks."


Beyond the Mythology

Fairy tales are expensive in this game. The fraud prevention system you're up against has multiple layers: network rules, issuer AI merchant security stacks, shipping intelligence and behavioral analytics. Banking on simplistic "solutions" is why amateurs rage-post instead of counting profits.

Master the entire ecosystem, test systematically and adapt constantly. When someone sells you their "100% guaranteed method," remember: if it actually worked flawlessly they'd be exploiting it silently—not hawking it to strangers for pocket change.

In this game, your bullshit detector is your most valuable asset. Sharpen your critical thinking before you sharpen your tools, and you might just survive long enough to make some real money. d0ctrine out.
Click to expand...
great thanks
 
Alex$

Alex$

Supreme
Joined
01.05.25
Messages
14
Reaction score
1
Points
3
d0ctrine said:
View attachment 55608
?Развенчиваем некоторые распространённые мифы о кардинге?

Я вижу это каждый гребаный день — новички ковыляют на форумы, сжимая в руках ту же переработанную чушь, которую они нашли на каком-то сомнительном канале Telegram. Пока эти бедолаги заняты погоней за призраками, настоящие кардеры смеются по пути к своим криптокошелькам. Пора взять кувалду в руки по мифам, которые, вероятно, уничтожают ваш показатель успеха прямо сейчас.

View attachment 55610


Фантазия о «чистом IP»

Вы слышали это тысячу раз: девственные IP-адреса — это магические талисманы, которые гарантируют одобрение, а все «грязное» немедленно отвергается. Что за чушь.

Хотя «чистота» в какой-то степени полезна, она не является святым Граалем, как его представляют обитатели Telegram . Зачастую самые грязные, самые помеченные IP-адреса работают лучше, чем ваши драгоценные «чистые». IP-адреса мобильных операторов и адреса iCloud Private Relay бросают красные флажки на бумаге, но ни один торговец не может позволить себе заблокировать их, не совершив финансового самоубийства.

Энтропия — ваш лучший друг. Системы борьбы с мошенничеством должны балансировать между поимкой мошенников и блокировкой законных клиентов. Когда IP-адрес распределяется между тысячами пользователей, система сталкивается с невозможным выбором:
  • заблокируйте его и потеряйте миллионы дохода
  • или примите шум и позвольте какому-то мошенничеству проскользнуть
Мобильные пулы данных — это цифровые выгребные ямы, где тысячи устройств делят адреса. Антимошеннический ИИ не может изолировать вас, не поймав бесчисленное количество невинных покупателей. Когда Apple ставит штамп «законный» на конечных точках Cloudflare через iCloud Private Relay , торговцы должны одобрить эти транзакции, несмотря на их оценки риска, или заблокировать миллионы клиентов Apple с высокими расходами.


А тем временем те "чистые" IP-адреса дата-центров, за которые вы платите премию? Продвинутые системы защиты от мошенничества уже каталогизировали их. Они выделяются именно потому, что они слишком чистые - им не хватает органических шаблонов, которые есть у законных соединений. И у них часто уже плохие записи на Radar и других провайдерах защиты от мошенничества.

Иногда лучше спрятаться на виду с помощью мобильных данных или Relay, чем использовать дорогие "чистые" прокси. Толпа обеспечивает лучшее прикрытие, чем изоляция.


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Заблуждение о БИН

Форумы кишат новичками, охотящимися за этой мистической шестизначной комбинацией, которая якобы обходит всю защиту. Некоторые идиоты на самом деле платят за эти " волшебные BIN " в группах Telegram , умоляя "Сбросьте свои рабочие BIN!", как будто какая-то секретная последовательность цифр - это их билет к неограниченным одобрениям.

View attachment 55614

BIN-коды — это не магические ключи. Это одна крошечная точка данных в океане сигналов. Модели риска , протоколы 3DS , проверки скорости , отпечатки пальцев устройств и шаблоны доставки — все это имеет больший вес, чем те первые шесть цифр, на которых вы зациклились.

View attachment 55615

Нажимать на один и тот же "рабочий" BIN — это цифровое самоубийство : вы кормите машину с ложечки, обучая ее, что именно нужно пометить следующим. Согласованность транзакций важнее любой магической последовательности чисел.

Отпечатки пальцев вашего устройства, сопоставление AVS и реалистичные схемы покупок помогут вам добиться большего, чем самый популярный список BIN.


Паранойя KYC

Кардеры беспокоятся, что селфи для проверки означает, что некоторые сотрудники сохраняют свои фотографии и запоминают их лица. Это неверное понимание того, что KYC работает как современный KYC.

Сегодняшние системы KYC в основном работают. Изображение вашего лица преобразуется в математические точки данных. На самом деле технологии никогда не сохраняют ваши оригинальные фотографии/селфи-видео, а сохраняют только математическое представление. Проверка человека происходит только тогда, когда система отмечает серьезные несоответствия, и даже тогда эти системы обычно запрашивают дополнительные инструменты, в то время как проверяющие ежедневно обрабатывают показатели, не допуская возможности замены отдельных лиц.

View attachment 55618

« Проверки на живость » просто подтвердите ваше официальное присутствие во время проверки и не используйте распечатанную фотографию. Вы должны сосредоточиться на согласовании материалов проверок - соответствии освещения, угла съемки и обеспечении соответствия метаданных. Это гораздо важнее, чем оправдание того, что кто-то запомнил ваше лицо.

View attachment 55617

Это не значит, что вы должны лепить свое лицо на каждом криптосервисе, чтобы выложить ETH по 20 долларов. Если у вас нет близнеца, ваше изображение принадлежит только вам. Так что берегите его.


Миф о проверенном адресе доставки

«Банки проверяют ваш адрес доставки при каждой транзакции» — это заблуждение бесчисленных возможностей кардерам. Правда: для Visa Mastercard и Discover банки предоставляют адреса выставления счетов только через карты, которые используют AVS. Адрес доставки никогда не влияет на банк-эмитент.


У American Express есть система AAV/AAV+ , в которой держатели карт могут регистрировать альтернативные адреса, но лишь немногие торговые центры реализуют ее для различных секторов предметов роскоши и путешествий. Старые торговцы могут звонить в банк для ручной проверки, но в настоящее время это случается редко из-за объема транзакций и распределения уровней, разделяющих некоторых розничных торговцев и банки. Только торговцы, продающие ультрапремиальные товары, которые стоят дорого и дорого, все еще беспокоятся об этой динозавровой границе безопасности.


Хотя система 3DS 2.0 может включать передачу данных в показатель риска, банки не одобряют и не отклоняют транзакцию напрямую, основываясь только на адресах доставки. Реальная проверка происходит на стороне продажи с помощью правил борьбы с мошенничеством и анализа предыдущих заказов.

Когда вы произносите слова с умом «добавить адрес доставки к вашей карте в файле», поймите, что происходит. Это небуквенные инструкции — это общие сообщения об отклонениях, в частности, что «ваш заказ не прошел проверку на мошенничество».


За отличие мифологии

Сказки в этой игре стоят дорого. Система предотвращения мошенничества, с помощью которого вы сталкиваетесь, имеет несколько уровней: сетевые правила, меры безопасности эмитента ИИ-торговца, разведка доставки и поведенческая аналитика. Ставка на упрощенные «решения» — вот почему любители яростно постят вместо того, чтобы подсчитывать прибыль.

Освойте всю экосистему, тестируйте системы и постоянно адаптируйтесь. Когда кто-то продает вам свой « 100% гарантированный метод », помните: если бы он действительно работал безупречно, они бы использовали его молчание, а не продавали его незнакомцам по мелочам.

В этой игре ваш детектив Бреда — ваше самое ценное занятие. Оттачивайте свое критическое мышление, прежде чем оттачивать свои инструменты, и вы сможете прожить достаточно долго, чтобы заработать реальные деньги. доктрина вон.
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d0ctrine said:
View attachment 55608
? Dispelling Some Common Carding Myths ?

I see it every fucking day - newcomers waddling into forums clutching the same recycled bullshit they found on some sketchy Telegram channel. While these poor bastards are busy chasing ghosts actual carders are laughing all the way to their crypto wallets. Time to take a sledgehammer to the myths that are probably destroying your success rate right now.

View attachment 55610


The "Clean IP" Fantasy

Youve heard it a thousand times: virgin IPs are magical talismans that guarantee approvals, and anything "dirty" gets you instantly rejected. What a load of horseshit.

While 'clean is somewhat useful it's not the holy grail Telegram dwellers make it out to be. A lot of times the dirtiest, most flagged IPs work better than your precious "clean" ones. Mobile carrier IPs and iCloud Private Relay addresses throw red flags on paper but no merchant can afford to block them without committing financial suicide.

Entropy is your best friend. Anti-fraud systems must balance catching fraudsters against blocking legitimate customers. When an IP is shared among thousands of users, the system faces an impossible choice:
  • block it and lose millions in revenue
  • or accept the noise and let some fraud slip through
Mobile data pools are digital cesspools where thousands of devices share addresses. Anti-fraud AI cant isolate you without catching countless innocent shoppers. When Apple stamps "legitimate" on Cloudflare endpoints through iCloud Private Relay, merchants must approve these transactions despite their risk scores or block millions of high-spending Apple customers.


Meanwhile those "pristine" datacenter IPs you're paying premium for? Advanced antifraud systems have already cataloged them. They stand out precisely because theyre too clean - lacking the organic patterns that legitimate connections have. And they often already have bad records on Radar and other antifraud providers anyway.

Sometimes it's better to hide in plain sight with mobile data or Relay than use overpriced "clean" proxies. The crowd provides better cover than isolation ever could.


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The BIN Delusion

Forums are crawling with newbies hunting for that mystical six-digit combination that supposedly bypasses all security. Some idiots actually pay for these "magic BINs" in Telegram groups, begging "Drop your working BINs!" as if some secret number sequence is their ticket to unlimited approvals.

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BINs arent magical keys. They're one tiny data point in an ocean of signals. Risk models, 3DS protocols, velocity checks, device fingerprinting, and shipping patterns all carry more weight than those first six digits youre obsessing over.

View attachment 55615

Hammering the same "working" BIN is digital suicide—you're spoon-feeding the machine learning exactly what to flag next. Transaction coherence matters more than any magic number sequence.

Your device fingerprints, AVS matching, and realistic purchase patterns will get you further than the hottest BIN list ever could.


KYC Paranoia

Carders worry that doing verification selfies means some employee will save their photo and remember their face. This misunderstands how modern KYC works.

Todays KYC systems are primarily automated. Your facial image gets converted into mathematical data points. Companies never actually save your original photos/selfie videos and they only keep the mathematical representation. Human review only happens when the system flags serious inconsistencies, and even then these system typically request further documents while reviewers process hundreds of verifications daily with no way to remember individuals.

View attachment 55618

"Liveness checks" simply confirm you're physically present during verification rather than using a printed photo. Your focus should be on consistency across verification materials - matching lighting, camera angles and ensuring metadata alignment. This matters far more than worrying about someone memorizing your face.

View attachment 55617

This doesnt mean you should plaster your face across every crypto service to card $20 worth of ETH. Unless you have a twin, your likeness is yours only. So keep it safe.


The Verified Shipping Address Myth

"Banks verify your shipping address with every transaction" - this misconception has cost carders countless opportunities. Truth: For Visa Mastercard, and Discover banks only see the billing address through cards that support AVS. The shipping address is never transmitted to the issuing bank.


美国运通有一个 AAV/AAV+ 系统，持卡人可以在其中注册备用地址，但很少有商家在奢侈品和旅游领域之外实施该系统。一些年长的商家可能会打电话给银行进行人工验证，但由于交易量庞大且零售商与银行之间存在多层分隔，现在这种情况很少发生。只有销售超高档商品的商家才值得麻烦和花费，他们仍然为这种安全措施的恐龙而烦恼。


虽然 3DS 2.0 系统可以将运输数据纳入风险评估，但银行不会仅根据运输地址直接批准或拒绝交易。真正的验证发生在商家端，通过反欺诈规则和对先前订单的分析。

当您收到告诉您“将您的送货地址添加到存档的卡上”的消息时，请了解发生了什么。这些不是字面上的说明 - 它们是通用的拒绝消息，上面写着“您的订单未通过我们的欺诈检查”。


超越神话

在这个游戏中，童话故事很昂贵。您面临的欺诈预防系统具有多个层次：网络规则、发卡机构 AI 商家安全堆栈、运输情报和行为分析。依靠简单的“解决方案”是业余爱好者愤怒发帖而不是计算利润的原因。

掌握整个生态系统，系统地测试并不断适应。当有人向您推销他们的“100% 保证方法”时，请记住：如果它真的完美无缺，他们就会默默地利用它——而不是向陌生人兜售以换取零钱。

在这个游戏中，你的狗屁探测器是你最宝贵的资产。在磨砺你的工具之前，先磨砺你的批判性思维，你可能会活得足够长，赚到一些真钱。d0ctrine 出局。
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